if you have the money,you could marry at 50 and then uzae kama panya....be sure that 5 years after marriage you have at least 5 children....by the time you are 75-80 they will be adults and you will enjoy your family life the best way possible.
if you are broke,like njung'e said you might find yourself still struggling to educate your children in secondary school at the age of 75 years.....tumana utafutiwe bibi if you dont know how to do that!!!!!!
NEVER TALK OF A RHINO IF THERE IS NO TREE NEAREBY - ZULU PROVERB
...besides, the presence of a safe alone does not signify that there is money inside...