DTBK's PBT has 1bn in Other Income. Sustainable?
Good show no matter what... The bond income is icing on the cake...

I think DTB will be ok with my capital retention strategy during this unusual period so its a hold.
I think their performance is sustainable:
Their loan book has grown.
They've kept a lid on their expenses.
They are not highly exposed on loans.
Their interest income is growing modestly.

DTB looks good.

A friend who works there says their business model is focussed on SME & mid-high end retail... mostly asset finance. Cars, trucks, buses etc. They have a very good loan book, loans with 2-3 years repayment and most are almost fully secured on assets. Little in the way of ODs or long term mortgages...

Seems to be paying off.

They sure do. This is the beauty of buying into a group like the Aga Khan's. They have a minimum assured level of income from their related parties, most of which are leaders in their chosen area of operation.

I think COOP has done very well especially reducing its non performing Loan exposure by about 80% thats a good thing.

DTB growth was greatly helped by other incomes which last year was too low.

Once Coop start expanding into south sudan it will be a great stock.