@ interested, funds range from Equity fund, Balanced fund and finally money market fund the are listed in order of risk and return.
Equity fund has the highest risk but also offers the highest return. The funds are invested in stocks. For you investment horizon, this won't work for you. In any case why not buy the stocks yourself?
Balanced fund offers medium returns but invests in a mix of stocks and other less riskier asset classes like bonds. For you case this may be appropriate.
Finally we have money market where the assets will consist of just risk free assets like treasury bills and bonds. You will also get the lowest returns. Altetnatively instead of going thro a fund mgr you can open a CDS account at the treasury and purchase the bonds directly.
Shop around for a good fund mgr if you are not sure of the processes.
But I am sure you will not send emails to anonymous characters who claim to be able to turn you fortune around.
Time is money, so money is time. Money saved is time gained in reverse! Money stores your life’s energy. You expend your energy, get paid money, and store that money for a future purchase made in a currency.