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CONNED @ COOP ATM
mypesa
#1 Posted : Thursday, August 20, 2009 2:54:00 PM
Rank: Member


Joined: 8/14/2007
Posts: 111
i went to with draw sh 20k fron doonholm coop ATM.i inserted my card,my password then the amount. as usual the request for reciept came and pressed yes

hell the screeen went off /blank after 30sec screen lights were back but MY 20K was missing .waited for 5 min to see if luck will fall on me but NO.waited for the next person on the line to use the ATM and he with draw 1k and he got it. not to despair i waited for the next 5 guys but all what they got is their actual withdwawals. my 20 k had dissapeared.being a sunday i called card center and advised to report to my branch at haile silassie(forgive for mispelling) avenue.was tossd right center then refered to some guy upstairs who said i write a letter,i did that thereon,he said they have run the system and saw that the my card actually withdrew the cash .went again but same story

to all bankers and or anyone who has gone through same mess is there anything i can do or do i forget the story and move on. well 20k is enough to pay rent for 2 months

what are my option guys



I GOT THE CASH BACK



anyone who lives within their means suffer from lack of imagination
Even In The Most Severe Drought In The Jungle Lions Will Never Feed On Grass.
Shak
#2 Posted : Thursday, August 20, 2009 4:38:00 PM
Rank: Elder


Joined: 2/22/2009
Posts: 2,449
Location: Africa
@ my pesa,hell no! Do not let this pass. You have every right to follow this up to the end. I may not be a banking expert but surely you have a right to seek redress. You must raise hell with them otherwise they won't take you seriously. 20k is a lot of money. I don't care what their system says. There must be proof that there was power failure at that point after all you called then immediately it happened. The customer is always right. I wish you all the best

smile
ispoa
#3 Posted : Thursday, August 20, 2009 7:18:00 PM
Rank: Member


Joined: 8/6/2009
Posts: 71
You have stated that the screen went off & was back after 30 secs or so. I am assuming by this that it may not have been a blockout. Most of ATMS have CCTV monitoring so you or they should be able to get that footage as proof source. In anycase when theres normally a blackout most ATMS do not return the cards as precaution its retained.

Follow this up after all its your hard earned cash
Djagame
#4 Posted : Thursday, August 20, 2009 8:31:00 PM
Rank: Member


Joined: 12/10/2008
Posts: 68
Location: Nairobi
@Mypesa what do you mean forget the story and move; kwani uliokota pesa. Banks claim to have cameras at ATMs tell them to produce the tapes.

Do you think the bank would have left you the cash if they erroneously credited you with the money or your consultation with the ukuta yielded 40k instead of the 20. They would have recovered every cent + expenses.

Get back your money




'If you are not living on the edge,you are taking up too much space'
"We do not inherit the earth from our ancestors, we borrow it from our children" Native American Proverb
K22
#5 Posted : Friday, August 21, 2009 5:30:00 AM
Rank: Member


Joined: 9/12/2008
Posts: 436
Location: illobi
A reconciliation is normally done for every ATM on a daily basis. All transactions are captured in a journal roll and Cash remaining in the ATM should balance to this.

If the ATM didn't dispense the cash,COOP should by the following morning have reversed the transaction even without you asking. But again it all depends on their systems,processes & people.

Best of luck

Randomly insane

A successful man is one who makes more money than his wife can spend. A successful woman is one who can find such a man
simonkabz
#6 Posted : Friday, August 21, 2009 5:43:00 AM
Rank: Elder


Joined: 3/2/2007
Posts: 8,776
Location: Cameroon
Let me not brand u a fool,actually,im struggling not to. They always return ua cash,go see the manager n raise a stink my friend. If u lose the money,blame uaself,not the bank!

The only reason why some people are still alive is coz its illegal to shoot them!!
TULIA.........UFUNZWE!
Magigi
#7 Posted : Friday, August 21, 2009 5:49:00 AM
Rank: Elder


Joined: 3/31/2008
Posts: 7,081
Location: Kenya
...Man,don't let it go. Go to Coop house looking ugly and demand to see the CEO. Let them review your actions at that time in the ATM...
kingfisher
#8 Posted : Friday, August 21, 2009 5:59:00 AM
Rank: Elder


Joined: 4/9/2008
Posts: 2,824
@magigi......how do you look ugly??

If you have money that you expect to start using in five years,it now belongs in stocks.
When I have money, I get rid of it quickly, lest it find a way into my heart.
Bobb
#9 Posted : Friday, August 21, 2009 6:03:00 AM
Rank: Member


Joined: 9/25/2008
Posts: 52
I have seen such cases at Co-op house branch and after registering their complaint the cash is credited back to their accounts the same day. Dont worry,its a common thing especially with co-op ATMs. Report the matter to H/Q at CO-OP House.

BOBB
Magigi
#10 Posted : Friday, August 21, 2009 6:07:00 AM
Rank: Elder


Joined: 3/31/2008
Posts: 7,081
Location: Kenya
...@Kingfisher

I guess by the time you went to school English Language and Literature had been combined into one and therefore I assume that you must have come across some things like figures of speech,metaphors similes etc.

Even without going that far you must have read a standard three story book called Kwaku goes shopping....
Mpenzi
#11 Posted : Friday, August 21, 2009 6:08:00 AM
Rank: Veteran


Joined: 10/17/2008
Posts: 1,234
@kingfisher
dont worrry,thats Magigi's natural look - even his name says so.
Magigi
#12 Posted : Friday, August 21, 2009 6:43:00 AM
Rank: Elder


Joined: 3/31/2008
Posts: 7,081
Location: Kenya
@Mpenzi;

...got it wrong. I am such a hunk that if we were to meet you would just get off your thong and put it in my pocket...
Kamaa
#13 Posted : Friday, August 21, 2009 6:47:00 AM
Rank: Veteran


Joined: 10/6/2007
Posts: 1,177
Location: Nairobi - Kenya
@ mypesa

it recently happened to me with EB..

i withdrew 10k,got a receipt & my atm card but didnt get the cash...

waited at the atm for a while (approx. 30 mins) just incase another customer showed up but unfortunately none came...

when i reported the matter to my bank the following day... at first they claimed that i had taken the cash but later they confirmed from their cctv that the next customer did take my cash...

they told me that they would ask the lady customer to return the cash but their efforts were futile...

eventually,they credited my account with 10k and i guess they footed that expense...

if you are sure you didnt take the cash,and that you did enough to make sure that your cash did not go with the next customer,you definitely have a case and i beseech you not to give up...

you've heard me..
When you hear what I say, you will not understand. When you see what I do, you will not comprehend
Njunge
#14 Posted : Friday, August 21, 2009 7:08:00 AM
Rank: Elder


Joined: 2/7/2007
Posts: 11,935
Location: Nairobi
Have experienced the same with Co-op,Sacco link and EB...............Unless you make 20K so easily,pursue the issue to the end.A simple e-mail to the Co-op PR manager or MD should do.

Old man about town....
Nothing great was ever achieved without enthusiasm.
willin2learn
#15 Posted : Friday, August 21, 2009 7:41:00 AM
Rank: Veteran


Joined: 2/12/2008
Posts: 1,178
@Mypesa,

Please call Gerald on 3276208. He should be able to help


anasazi
#16 Posted : Friday, August 21, 2009 7:47:00 AM
Rank: Veteran


Joined: 6/8/2007
Posts: 675
Usisamehee hao watu. They try to deny and deny but kuna mtu anajua ukweli. I suspect someone may be trying to kulia your money.
Form is temporary, class is permanent
Burning Spear
#17 Posted : Friday, August 21, 2009 8:10:00 AM
Rank: Veteran


Joined: 7/22/2008
Posts: 1,139
me had the same problem in 2005 in consolidated bank koinange branch ATM.

it was on a friday and was withdrawing 15k.the damn machine gave me a receipt and my card and suprisingly they had debited my account with 15k.
On monday...I went there explained and was told I wait they finish the reconcillations and check CCTV camera.On tuesday..was told that they cant do anything coz there was no balance an indication I had withdrawn the money.I went to branch managers office and was of no assistant.
Wedesday,a was to travel and came back thursday nite..Friday headed to the bank...the thugs had not credited my account.I went straight to 7th floor and requested to talk to the CEO.I was told he was in a meeting and instead Operations manager came.
my friend.......I was jumping over the tables and threatened to call the media.I told them if it was a plan to con people it must come to an end.
I caused a scene the whole floor and after 30min.....money was in my account.

Disclaimer : This is my opinion and not a recommendation.
"You're not supposed to be so blind with patriotism that you can't face reality. Wrong is wrong, no matter who says it". Malcolm X
Mpenzi
#18 Posted : Friday, August 21, 2009 8:13:00 AM
Rank: Veteran


Joined: 10/17/2008
Posts: 1,234
@Burning Spear
I think you have just defined 'ugly' - see Magigi below. That scene is classic - it should have been taped.
mtaalam
#19 Posted : Friday, August 21, 2009 8:18:00 AM
Rank: Member


Joined: 11/2/2006
Posts: 519
Did you check your balance?
Maybe the transaction never went through but if it did,they will reverse it.
Happened to me but the screen didn't go off - the ATM crashed just before spitting the cash,called my bank and they reversed it.

ili iwe funzo...
Cupcake
#20 Posted : Friday, August 21, 2009 8:27:00 AM
Rank: Member


Joined: 8/3/2009
Posts: 249
@ mypesa pole......it happened to me through pesa point.

i had tried to withdraw 4k from the pesa point. i punched 4 k.....no error msg. i tried again 3500,then i got an error and i gave up..

that evening i withdrew from a coop atm but the balance was showing 7500 less.

i called a rela who checked for me my transactions,she told me that i had withdrawn twice that day,and advised i write a letter to coop customer care. Luckily after they did their reconciliations they credited my account ...after a week....

i think in your case,someone is playing u...one of those guys in the bank pocketed that cash... GIVE THEM HELL.....u have a right to get bak it bak....all the best




petite a' petite
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